Should I involve a lawyer if I was involved in a car accident that i have sustained injury from?

by admin on January 29, 2011

I was recently involved in a car accident. Rear ended quite badly by a Maxi Taxi. In Queensland Australia. The driver was charged. Police report filed etc… I have sustained whiplash and back injuries from the accident. I am currently claiming through CTP insurance but have had been advised by a few friends to go and see a no win no fee lawyer. I am off work for a month and have alot of restrictions. Am seeing physio 2-3 times a week. The CTP insurance is covering my doctors bills etc but my main concern is if I will be able to return to work and when. But… I just don’t have a full understanding of what a lawyer can do for me and how beneficial it would be for me. At this present point in time I am focusing on getting myself well but what about my future? Will I be compensated for any further problems etc…. Has anyone been in a similar situation? Any advice would be greatly appreciated. I feel that the insurance company is just trying to put me through their system as fast as possible and to them I know I am just another number on their books!

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    Observer412 January 29, 2011 at 7:12 pm

    Minor Injury Cases

    If the injures are minor and you fully recover from the injuries in a few days, you probably do not need an attorney. Minor injuries are ones that result in less than a $1,000.00 in medical bills. To obtain a fair settlement for your minor injury claim, educate yourself sufficiently to negotiate with the insurance adjuster. To educate yourself, go online or to the bookstore and obtain one of the many self help guides for car accident victims. These guides are excellent resources for dealing with the minor injury claims. Like the property damage only type cases, minor injury cases usually do not justify the use of an attorney. In such cases, the attorney’s fee generally results in a lower net settlement to the claimant because the value of the claim is low and can not be appreciably increased.

    Major Injury Cases

    If your case involves anything more than property damage and minor injuries, it is likely that you will benefit by hiring an attorney. Most people do not typically have the necessary negotiation skills, knowledge of the law and experience in evaluating damages to obtain a fair settlement value for major injury cases. As such, when negotiating with an insurance adjuster, non-lawyers are at a distinct disadvantage. Do not be misled by the adjuster’s statements that hiring an attorney will reduce your net settlement or delay payment for your claim. The insurance industries own statistics do not support these statements. In 2004, the Insurance Resource Council completed a study that found that people who used an attorney received an average of 3½ times more money in settlement than those individuals who settled on their own. Thus, if you seek to obtain a fair settlement for your injuries, the use of an experienced personal injury lawyer is vitally required.

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